KCB offers both long term and short-term facilities, the structure of financing options can be customized depending on the customer’s requirements.
View Term LoanMulti-currency options:TZS & USD.
KCB understands and supports business needs to be liquid to run its day-to-day processes. This is given against your assets and investments as security.
View Working Capital FacilityThe customer can draw money as needed from time to time, as long as the overdraft limit is not exceeded.
It improves the customers’ liquidity position, allowing the business to run smoothly.
Multi-currency options: TZS & USD.
Pay back the loan flexibly over a period of not more than 6 months.
The cost of borrowing is low since interest is only charged on the overdrawn balance.
Enjoy a quicker approval and disbursement process for your loan and have your cash almost instantly.
This form of financing, you will be able to acquire for your business machinery or movable assets, which will be jointly registered and co-owned with the bank.
View Asset FinancingMulti-currency options: TZS & USD.
Relatively low initial capital will be required from the customer.
This facility is offered to customers who wish to enjoy instant access to cash from invoices, which have been issued to their strong credit customers. KCB Tanzania will discount such invoices and bills to provide you with access to cash up to a certain percentage the value of the invoices.
View Invoice and Bill DiscountingIt improves the customers’ liquidity position, allowing the business to run smoothly.
Multi-currency options: TZS & USD.