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Mortgages

Nyumba Yako Purchase

Tired of renting? We help you grow by financing 80% of your dream. Select a completed residential house less than 25 years old that suits your fancy and we’ll take you through the journey of owning it. Befitting for both the employed and self-employed.

View Nyumba Yako Purchase

Benefits

Joint borrowing

Joint borrowing is allowed for the care of husband and wife.

Ready House

Get access to a ready to move into house.

Flexible Repayment period

Enjoy flexible repayment periods of up to 20 years.

Assured insurance

The plan comes with a life and property insurance package.

Nyumba Yako Plus

Want to give your house a facelift? The Nyumba Yako Plus allows you to renew your dream home by facilitating a renovation. Tailored for both the employed and self-employed, this loan is accessible immediately.

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Benefits

Available to pre-existing Nyumba Yako customers

Pre-existing customers can access this loan after 2 years of servicing the Nyumba Yako Purchase Loan.

Flexible repayment period

Enjoy flexible repayment periods up to 5 years.

Joint borrowing

Joint borrowing is allowed for the case of husband and wife.

Easy access of loan

Loan processing is simple for applicants who must provide a title deed in their name.

Assured insurance

The loan package comes with property insurance.

Equity Release

Need cash to invest or secure assets? With your house as security, you can obtain up to 70% financing for your financial needs, with flexible terms for your repayment comfort.

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Benefits

Up to 70% financing

Get funding of up to 70% of the total market value of your house.

Long or short term funds

Earn a loan duration of between 1 year to 10 years.